First-Time Home Buyer Tax Credit

DID YOU KNOW?

First-Time Home Buyer Tax Credit at a Glance

• The tax credit is available for first-time home buyers only.
• The maximum credit amount is $7,500.
• The credit is available for homes purchased on or after April 9, 2008 and before July 1, 2009.
• Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.
• The tax credit works like an interest-free loan and must be repaid over a 15-year period.

This credit is really a 15 year interest free loan that is repaid at $500 per year over 15 years OR when the house is sold, retitled, or refinanced. You are not required to claim the credit on your taxes, but if you choose to, this credit can be used to pay for new furniture, upgrades or repairs to the house, or anything that you want to spend it on.

This credit is good for any first-time buyer, on any house, in any state as long as you purchase before July 1, 2009. So, if you could benefit from this credit, now would be a good time to make an appointment with me.

If you would like more information about the First-Time Home Buyer Tax Credit or other provisions in the Housing and Economic Recovery Act of 2008 please give me a call.

That re-usable water bottle is your best friend

Thanks to Jennifer Sass for alerting me to this article...

REPORT OUT TODAY: That re-usable water bottle is your best friend
Americans paid $12 billion to drink 9 billion gallons of bottled water last year alone. Yet, as EWG tests show, several bottled waters bore the chemical signature of standard municipal water treatment -- a cocktail of fluoride, chlorine and other disinfectants whose proportions vary only slightly from plant to plant. In other words, some bottled water was chemically almost indistinguishable from tap water. The only striking difference: the price tag. The typical cost of a gallon of bottled water is $3.79 – 1,900 times the cost of a gallon of public tap water.

The bottle water industry has also contributed to one of the biggest environmental problems facing the world today. Only one-fifth of the bottles produced by the industry are recycled. The remaining four-fifths pile up at landfills, litter our neighborhoods and foul our oceans. About halfway between Hawaii and California, an area twice the size of Texas is awash in millions of plastic water bottles and other indestructible garbage.

Full report at: http://www.ewg.org/reports/bottledwater

Halloween is going to suck this year!

Valley Mill's Spooky Hollow and The Haunted Trail

This is an event that I look forward to every year. The folks at Valley Mill spare nothing to make this a great event! Whether you are 6 or 16 or 60 there will be someting fun for you here!


Maryland's Premier Halloween Event

Haunted Trail:
As the sun sets and darkness invades the forest, our hardier guests can venture out onto the Haunted Trail. They will wander through about 20- 25 minutes of ghoulish frights and terrifying delights. Nighttime at the Haunted Trail is guaranteed to be screaming fun!

Spooky Hollow:
Spooky Hollow is an exciting time designed for all ages. Spooky Hollow features food vendors, carnival games, fortune tellers, contests, nightly entertainment, and more. Our guests can embark on a fun filled hayride to a pumpkin patch or be transformed into a Halloween creature at our face painting booth.

Hollow Hayride:
Locked in a slow moving trailer, filled with hay and fright. This dimmly light ride through the oldest part of the Valley Mill forest, has ghouls and ghost come at you from all directions. Be prepared!

For dates and directions visit the Valley Mill website: http://valleymill.com/halloween/
Or join the Facebook Group: http://www.facebook.com/group.php?gid=5315977722

Someone please help this woman!

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